Underwriting is the process of assessing risk and ensuring that the cost of coverage is proportionate to that risk. When developing premium rates, each member requires consideration and analysis as unique as the member itself. By accurately evaluating both new submissions and renewing members, our underwriting team ensures the long-term stability of each of our programs. Our property and casualty underwriters strive to build successful programs where members receive both broad levels of coverage and enjoy competitive rates. If you have any questions please reach out to our Underwriting Team, or call 800.407.2027.